I’m starting a new series of introductions to local businesses that I deal with on a regular basis. Today’s introduction is to Platinum Mortgage. Platinum is a full service lender in the Huntsville Metro area with four local offices covering Huntsville, Athens, Decatur, and Madison.
Introduction:
Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed.Fortunately, at Platinum Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients make getting your loan a successful endeavor.
Give us a call today at 256-461-8677 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy.
Why wait? Let us go to work for you!
Some of the Documentation Needed for a Mortgage:
Past two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Three most recent monthly bank statements
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of any stocks or certificates of deposits
Copy of the purchase and sale agreement
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
If divorced…a fully executed divorce decree
For a refinance…a copy of the deed, and most recent tax bill
A letter of explanation for any known credit problems
For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
Two (2) years signed personal tax returns - including all schedules
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.
I would feel comfortable recommending Platinum Mortgage to anyone. I’ve worked with them many times, and they are stocked with professional, knowledgeable people and always have the consumer’s best interests at heart.






















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